Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Years to Become a Millionaire This calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million. Pay Points on Mortgage This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option.